Enhanced Core 10 Health Care Product

The Enhanced Core 10 from Caritas Health Shield is a health care program from this HMO. As of this time it's the oldest product among it's lineup.

What is included in the Enhanced Core 10?


  1. Hospitalization

  2. Check up

  3. 10 Years health care program


Features of Enhanced Core 10



The Expanded CORE-10 is a Health Care Program specially designed for employees and maybe paid by the enrolling member through Salary Savings Scheme (Salary Deduction). With its affordable cost, it makes available to the work force, the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:


  • Protects the company or employee from any premium increases through a 5-year pay plan with a level premium for 5 years.

  • Double the Maximum Amount of Coverage per Year with a Maximum Daily Room Rate upon first installment for the employees' medical benefits.

  • Guaranteed yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate.

  • Continue to enjoy the increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of five (5) years and after the paying period (without paying additional installment).

  • Responsive Medical Expense Benefits Package composed of:

    • Hospitalization Benefits

    • Emergency Care and

    • Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)

  • Your all-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield is composed of:

    • Outpatient Services

    • Annual Physical Examination

    • Preventive Health Care

    • Dental Care,

    • Other Services, and


Plus a host of additional features that includes among others:


  • Coverage of Pre-existing Illness

  • Provisions on transfer to another person

  • Grace Period and

  • At a very affordable cost to the company or member with his/her required Active Membership to the government's Philhealth program


Membership in Caritas Health Shield assures you and your employees of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.

It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own  nationwide network of over forty (40) clinics.

Through the Caritas Expanded Core Health Care Program, you and your employees will be able to provide for their complete health care needs with guaranteed increasing health coverage and at a convenient affordable cost.

accredited hospitals and clinics



This product can be availed in accredited hospitals and clinics in the Philippines. Accredited hospitals and clinics are common in metro manila and in big city centers like cebu, davao, imus, dasmarinas.

Caritas Health Card for senior citizens



Senior citizens cannot avail of this program. I don't know about health card for senior citizens. Pacific cross though has a card for senior citizens but their premiums are very big.

One thing I can say, Caritas Health Card for Senior citizens is not the right one for you.

Caritas Health Shield SM Dasmarinas



This product can be availed at SM Dasmarinas but be wary of them because of there dirty marketing tactics. Do not give your credit card, ATM or any other card because they might swipe it and leave you crying when your bill comes.

Caritas Health Shield Cebu



Caritas Health Shield can also be found in Cebu City in Fuente Osmena. They offer health care, insurance, hmo, pension plans, etc. They have their own building there.

Caritas Health Shield Cebu. I don't have any idea about them. But it seems that everywhere there is Caritas Health Shield, there are problems.

caritas health shield cubao



You can avail of this product in Caritas Health Shield in Cubao. Be warned of the agents in Cubao. They would push that you buy a product from them because they are after your commission. Be very careful. Do not give your ID, ATM or credit card to any of their agents. They would swipe and withdraw your remaining balance. This agents roam in the malls asking if you have a credit card or act as if they want to give you some freebies as long as you attend a seminar. Do not be fooled by this tactics.

caritas health shield imus



There are caritas health shield agents in SM Imus. Go away from people who would like to approach you in the malls asking if you want some freebies. Again, do not be fooled by them. They want to sell you a health card. They will even misrepresent the features of the products.

If for example you have been invited to their booth or their office, and really want thier product, insist that you see the features of the product. They tend to oversell you bcause they really want to have a commission. they have a quota or their manager is in debt that is why they really need to have commissions.

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