So I was finally able to terminate my Caritas Health Card. It took me about 4 months of contacting and going to their head office which is located in Quezon City. It's about 2 hours away from my residence. Here is the process in getting back your hard-earned money: The Background A gay insurance agent in SM Sta. Rosa Laguna approached me as i entered the mall's premises. While I was looking to renew my health insurance with my previous health provider, I was not thinking of buying Caritas Health Shield because of their online reputation. That person met me and told me that it's Caritas Health Shield's anniversary and as a promo, they are giving me a freebie - a free life insurance and discounts from clinics. They would also include travel incentives. I must admit that I did not think at that time. I was mesmerized by the offer. So I went with them to their office, sat through their presentation. A lady came over, a clearbook in hand. She explained to me ab...
If you intend to buy Caritas Health Shield products, think again. I have compiled several Caritas Health Shield reviews for 2020 for the benefit of those who would like to research HMOs before they take their leap to buy a health card. This was the first thing I searched for when I looked for an angle to this story. And boy what I did found! I was thinking of abandoning this review because there are a lot of juicy materials already and I don't want to further add to the discussion. FAKE REVIEWS about Caritas Health Shield There are already a lot of reviews about Caritas Health Shield. What I did is to consolidate them since some of these reviews have been reported and flagged as spam by the outsourced personnel of caritas health shield. Such as the blog of mumbles (dianagolez.wordpress.com). I hope this blog will not suffer the same fate as her blog. Reviews from the blog Most of my writings personal observations only and I am not an authority in th...
A recent development about a financial trouble brewing in Caritas Health Shield arrived in my inbox last night. It reports that Caritas Health Shield has a deficiency of 7Billion in cash reserves. As you might know, I have reported this here but I didn't know the extent of their fund deficiency. I thought it was at only 1 or 2 billion. In simple terms, si Caritas Health Shield pabagsak po according sa report. This will be another version of the College Assurance Plan and Pacific Plans fiasco. Considering that Mr. Geoffrey Martinez and most of the executives of Caritas Health Shield are from Pacific Plans , hindi ito malabong mangyari. Some issues raised here are the following: Caritas Health Shield was Asked to Raise Fresh Capital Caritas Health Shield—reportedly the biggest health maintenance organization (HMO) and preneed firm “hybrid” in the Philippines—has been asked by the Insurance Commission to raise fresh capital amid allegations by former managers that th...
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