HMO Karma | Caritas Health Shield

Why is it that Caritas Health Shield scrapped their best selling products? Why did Expanded Gold disappear? How about Expanded Premier and Expanded Prime Plus? Why were they replaced by inferior products? Caritas Health Shield's Expanded Gold product was one of the best in the industry. But why the hell is it not their anymore? The simple answer is because: Caritas Health Shield cannot sustain the products. The product they had was expensive for their operations and it will really bankrupt them in the long run. They spent their trust funds on lost investments. They purchase real estate that did not give them decent returns. They even have a building that only caritas health shield occupies. They are going the way of CAP. Remember College Assurance Plan? CAP purchased several real estates, built several buildings and generally wasted their money. In the end, they were dissolved. Caritas is going that way also if they won't change their products. Before they had the following pro...

Kinakarma na ngayon ang Caritas Health Shield dahil sa mga kabalastugang ginawa nila. Tangina. Ito na nangyayari sa inyo, magdusa kayo! Pakyu kayo! Bumagsak na sana kayo. Wait! Pabagsak na nga kayo. Nung una nag-aattend ako ng training, sabi nyo may 8billion pesoses kayo sa mga partner banks nyo at sa investments nyo. After 2 years naging 7 billion nalang ang trust fund nyo at hindi pa iyon ang audited?  Ngayon magkano nalang? Pabagsak na nga kayo. Ang negosyo dapat palaki ang trust fund. Mabuti nga at show cause order lang ang ginawa sa inyo ng insurance commission at hindi kayo tinuluyang isara. Ang bait pa ni commisioner funa. Ang 7 billion nyo parang kulang nga yan. Sabi nyo may 600,000 kayong planholder. Ang 600,000 na planholder may 10 years sila para gamitin ang kanilang health plan. Ibig sabihin, ang 600,000planholders nyo ay meron lang 11,600 pesoses na budget  sa sampung taon! Tig 1000 lang pala ang budget nila kada taon. Kaya pala maraming pasyente ang nadedeny ang LOA (let...

For over 22 years now, Caritas Health Shield has been in the business of managing the health needs of not only Filipino families, but the officers and staff of various industries as well. It has the widest reach, having established its presence in 87 urban centers nationwide with over 600,000 members. It has been meaningfully contributing to the national health concern in nation building. This has been the touchstone of our corporate commitment and existence. In recent days however, there has been a well-orchestrated campaign perpetrated by unscrupulous quarters to discredit and smear our company . Caritas Health Shield does not condone, much less ignore any fraudulent act committed by any individual in its organization. Guidelines with sanctions are in place. Further, all complaints are promptly acted upon and erring personnel are dealt with accordingly. Some have been terminated. Our company has its own share of erring agents. But every effort is exerted to address the matter ...

Sinilbihan ng show cause order ang Caritas Health Shield ni Commissioner Dennis Funa ng Insurance Commission. Ito'y umano dahil sa mahigit isang daang reklamo mula sa mga planholder na diumanoy nagswipe ng kanilang mga credit at debit cards ng walang pahintulot. Inaasahang sasagutin ng Caritas Health Shield ang mga paratang na ito upang malinis ang kanilang pangalan. Ito ang link ng show cause order:  Show Cause Order Issued to Caritas Health Shield Sa Katotohanan Lang Totoo nga bang malinis ang pangalan ng Caritas Health Shield? Hindi ba nila pinahintulutan ang ganitong uri ng pagbebenta ng kanilang mga produkto? Sa aking pagsasaliksik, matagal na nila itong ginagawa. Ang Modus Operandi ng Caritas Health Shield Dati telemarketing ang estilo nila. Tinatawagan muna ang kanilang target at pinapapunta sa kanilang opisina. Dati, ang pagbebenta ay ginaganap sa Palanca St., Makati City. Kaya kung makikita niyo ang halos na mga reklamo online, sa Palanca ginaganap ang kanilang modus. Sa k...

HMO in the Philippines HMO or Health Maintenance Organization is an arrangement of plans and offers that furnish clients with a wide assortment of social insurance alternatives and administrations alongside a system of doctor's facilities and specialists and different suppliers who supply medications and related administrations to its individuals.  This arrangement offers preventive wellbeing administrations when contrasted with different plans. Despite the fact that there are a wide range of alternatives, these plans normally enable clients to get a scope of administrations at diminished and sparing costs. These designs are generally for the individuals who wish to profit preventive administrations, for example, vaccinations and examination inclusions alongside low premiums. These designs are typically secured by Filipinos with the expectation of complimentary when they are utilized. Clients should take note of that, in the Philippines, not at all like the United States o...