Want to Buy Caritas Health Shield HMO?

If you want to buy Caritas Health Shield HMO for your immediate family or relatives, think again.


Buying with Caritas Health Shield might be the single biggest mistake you will make in your life.



  1. Payment is 5 years. With the many complaints Caritas receives, I don't think they offer a superb service. If they have a superb service, why do they have the most complaints online? (aside from MBLife and Cocolife)

  2. Customer service is so-so. Just ask the internet about the services by caritas health shield. Most of the "testimonials" are canned and if you see the youtube videos, you will realize that they really were not patients at all. most of the people they get for the "testimonial" work for the company. Here are real testimonials and reviews about the company.

  3. They are out to get you. They have very aggressive marketing tactics like spamming, telemarketing and promo. For spamming, they text numbers about "Caritas Health Shield's anniversary" and they won a scholarship or something. Winners will only need to claim it at their office. When they are at the office, the hardsell will start. The same is true with their telemarketing operations.  They would call your cellphone or landline and they will offer you some freebies only if you go to their office. The offer is time-sensitive and you need to claim it within the day. Don't believe the bs.

  4. Having a checkup is a pain. You still need to get a letter of authorization from the company. You need to ask permission from the company in order for you to have a checkup. Duh? I'd rather go to another company. They don't have this kind of red tape.

  5. So many gotchas. You won't get to experience this until you get confined. Especially when the bill arrives.

  6. Bad Design. I mean, seriously, look at their design- their website, their powerpoint. Speaks volumes.

Do you still want to buy caritas health shield products? your choice.


If you bought already your Caritas Health Shield product like Caritas Health Shield Max, Kiddie Plan, Ultra, Supreme, Enhanced Core 6 and  Enhanced Core 10, you can still redeem your plan. Just report to the Insurance Commission your woes and they will take action. Just make sure that you have proof that you have been scammed by agents of Caritas Health Shield.

Please read also the review about Caritas Health Shield  or if you are still searching for their old products, they have already scrapped it.

Comments

  1. Syd8:07 AM

    Actually kahapon naka avail ako nitong CHS. Core 6 I did give my card at nag-oo na i transact. But after looking at the bad reviews sa social media parang na disheartened ako. Totoo talaga ang marketing strategy nila na parang hindi ka papalabasin unless you availed their product. 3k lang naman yung na spend ko pero my God. That was my hard earned cash. I want to ask if pwede ba na i cancel ko ang plan with this foundation?

    ReplyDelete
    Replies
    1. Unknown12:48 PM

      Na cancel mo ba yung contract mo?

      Delete
  2. Asuncion2:13 AM

    Same thing happened to me Syd. I was invited today. Inayawan ko at first but mapilit yung baklang agent. And the one thing na notice ko is minamadali ako. I did swipe my card 'coz
    my mom did use caritas gold before. But hers was a better plan and she had it when she was in her late 40s when she resigned and had to get her own health insurance. Upon checking and asking my friends who told me that I was duped and yes I felt betrayed and stupid but ang gagaling nila mag scam. I learned right now all of their plans are inferior vs the previous ones. Di na same like sa mom ko. And with the bad reviews they're getting , I want to cancel. I have insurance from my company and it doesn't make sense na 40 na ako and I can avail sa caritas insurance ng up to 20 years only. Kasi sa iba they offer more. In a way na inexplain ng agent, hindi niya inemphasize yun. Andaming flowery words. So this means after 20 years by the time I'm 60 mag reretire na ako, di ko na magagamit caritas ko kasi di na ako covered so kukuha na naman ako ng ibang plan. And sa reviews din kasi hindi na gaano stable yung company mismo. One can expect na baka bigla mag file ng bankruptcy. So ty na lahat ng hinulugan mong pera.
    I wanna cancel before the payment gets posted on my credit card bill. Paano po? Please help.

    ReplyDelete

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