HMO Karma | Caritas Health Shield

If you intend to buy Caritas Health Shield products, think again. I have compiled several Caritas Health Shield reviews for 2020 for the benefit of those who would like to  research HMOs before they take their leap to buy a health card. This was the first thing I searched for when I looked for an angle to this story. And boy what I did found! I was thinking of abandoning this review because there are a lot of juicy materials already and I don't want to further add to the discussion. FAKE REVIEWS about Caritas Health Shield There are already a lot of reviews about Caritas Health Shield. What I did is to consolidate them since some of these reviews have been reported and flagged as spam by the outsourced personnel of caritas health shield. Such as the blog of mumbles (dianagolez.wordpress.com). I hope this blog will not suffer the same fate as her blog.  Reviews from the blog Most of my writings personal observations only and I am not an authority in th...

Apparently our blog was reported to WordPress by operators at Caritas Health Shield for exposing the truth. HMO Karma was taken down for a short amount of time on September 5 during the height of the controversy . In a desperate attempt to revive my blog, I searched for my backup in the bowels of the internet and found this: Caritas Health Shield is attempting to advertise online! Instead of trying to find my backup, I took this screenshot. This is laughable. A lame attempt at advertising. I forgot about my backup and thankfully this blog was revived. What's Wrong With Caritas' Advertisement? I am not an online marketing expert but let me share to you what's wrong with their advertising: Everything. Use of Keywords It is only when you search for "Caritas Health Shield" that the advertisement appears. They should have advertised for the word " Caritas Health Shield complaints " or " Caritas Health shield reviews " or...

So I was finally able to terminate my Caritas Health Card. It took me about 4 months of contacting and going to their head office which is located in Quezon City. It's about 2 hours away from my residence. Here is the process in getting back your hard-earned money: The Background A gay insurance agent in SM Sta. Rosa Laguna approached me as i entered the mall's premises. While I was looking to renew my health insurance with my previous health provider, I was not thinking of buying Caritas Health Shield because of their online reputation. That person met me and told me that it's Caritas Health Shield's anniversary and as a promo, they are giving me a freebie - a free life insurance and discounts from clinics. They would also include travel incentives. I must admit that I did not think at that time. I was mesmerized by the offer. So I went with them to their office, sat through their presentation. A lady came over, a clearbook in hand. She explained to me ab...

I browsed some products early yesterday about health insurance and hmo. What I discover is that many HMOs and even health insurance companies have updated their products. I have absented from viewing HMO products since I have been ripped off and right now, I want to venture again because I have to protect my husband and 2 young boys. I looked at the various products on the field and happily, I was able to find one. It's a prepaid card. Since our family is fairly young, we did not opt for a high premium, high availment rate. We choose a health card that had more benefits on the dental, checkup and emergency side. And definitely, not the Caritas Health Shield Health Card . This brings me to Caritas Health Shield . Caritas Health Shield has a kiddie plan. Well and good. But the only thing that separates the kiddie plan is the age. The availment is almost the same that of the medical benefits for adults. Some lazy dude must have been doing their product design lately. And they...

Caritas Health Shield Max Plan 1 star - based on 300 reviews P60000 P1000000 95 E. Rodriguez Sr. Ave., Tatalon, Quezon City, NCR9000 (02) 711-2411 www.caritashealthshield.com.ph

For over 22 years now, Caritas Health Shield has been in the business of managing the health needs of not only Filipino families, but the officers and staff of various industries as well. It has the widest reach, having established its presence in 87 urban centers nationwide with over 600,000 members. It has been meaningfully contributing to the national health concern in nation building. This has been the touchstone of our corporate commitment and existence. In recent days however, there has been a well-orchestrated campaign perpetrated by unscrupulous quarters to discredit and smear our company . Caritas Health Shield does not condone, much less ignore any fraudulent act committed by any individual in its organization. Guidelines with sanctions are in place. Further, all complaints are promptly acted upon and erring personnel are dealt with accordingly. Some have been terminated. Our company has its own share of erring agents. But every effort is exerted to address the matter ...

Sinilbihan ng show cause order ang Caritas Health Shield ni Commissioner Dennis Funa ng Insurance Commission. Ito'y umano dahil sa mahigit isang daang reklamo mula sa mga planholder na diumanoy nagswipe ng kanilang mga credit at debit cards ng walang pahintulot. Inaasahang sasagutin ng Caritas Health Shield ang mga paratang na ito upang malinis ang kanilang pangalan. Ito ang link ng show cause order:  Show Cause Order Issued to Caritas Health Shield Sa Katotohanan Lang Totoo nga bang malinis ang pangalan ng Caritas Health Shield? Hindi ba nila pinahintulutan ang ganitong uri ng pagbebenta ng kanilang mga produkto? Sa aking pagsasaliksik, matagal na nila itong ginagawa. Ang Modus Operandi ng Caritas Health Shield Dati telemarketing ang estilo nila. Tinatawagan muna ang kanilang target at pinapapunta sa kanilang opisina. Dati, ang pagbebenta ay ginaganap sa Palanca St., Makati City. Kaya kung makikita niyo ang halos na mga reklamo online, sa Palanca ginaganap ang kanilang modus. Sa k...